the original steps came from this article. but it was actually really applicable to just about any goals or targets i guess, not just for finance, with modifications.
step 1 - set your aims
-eg : to run 10 km cumulatively, to read 10 books, to study 250 topics, to reach <60.0 kg, to climb 1000 stairs, to selawat 10000, etc
-must have subject (study), must have quantity target (250 topics)
step 2 - set timeline
-first set target date. I need to finish studying 250 topics before when?
-calculate how many days (or months) left until that target date
step 3 - set how much to do daily
-once you hv calculated how many days left → calculate amount you need to do per day
-ie formula = amount to do divide by how many days (microsoft excel is an excellent app to do this)
step 4 - be realistic
-know your limits. energy have limits, time have limits
-unrealistic daily targets → may leads to burnout, depression, giving up
-if the daily target is too high → either lower the amount of initial target, or lengthen the target date
step 5 - stop planning, start doing, be disciplined
-force self to follow daily target strictly
-if one day not reach the daily target for that day, makesure to compensate it in the following day
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